Fern Wills & LPAs is a professional and friendly service that offers affordable solutions for creating Wills, trusts, and LPAs. Our team is dedicated to providing expert guidance and support to help you protect your assets and ensure your wishes are carried out effectively. Whether you need to plan for the future or seek advice on managing your assets, we are here to assist you every step of the way. With a focus on personalised service, we take the time to understand your unique needs and tailor our approach to meet your specific requirements. At Fern Wills & LPAs, we believe in making the process of estate planning as straightforward and stress-free as possible, ensuring that your legacy is secured for generations to come.

because it's for them

Wills

Wills

Discover the importance of creating a Will and how it can help protect your assets and provide for your loved ones.

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Powers Of Attorney (POA)

Powers Of Attorney (POA)

A power of attorney ensures that someone you trust can act on your behalf when you’re unable to do so.

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Trusts

Trusts

Trusts are not just for the wealthy; they can benefit anyone who wants better control.

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Guardianship

Guardianship

A guardianship clause in your Will is crucial because informal arrangements are not legally enforceable. Ensure your children will be cared for by someone you trust in the way you intend.

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Statement Of Wishes

Statement Of Wishes

A document that advises executors on handling the estate, funeral, and personal matters. It explains the reasons and goals behind the Will and trust.

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Severance of Tenancy

Severance of Tenancy

Splitting joint ownership into individual shares gives each person control and the ability to leave their share in a Will.

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Storage & Security

Storage & Security

The original copies of your Will and legal documents are the only ones that are legally valid. They should be kept in a secure place where they can be easily found and accessed when needed.

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Reviews & Updates

Reviews & Updates

It’s wise to review your Will at least every three years, or earlier if significant life changes, to ensure it still reflects your wishes.

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Probate

Probate

Losing a loved one is an emotional and challenging time. We can help with the legal and financial tasks of administering their estate so you can focus on healing and grieving. Let us manage the paperwork for your family.

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Advance Decision

Advance Decision

An Advance Decision allows you to refuse medical treatment if you lose the capacity to make decisions. It ensures your wishes are known to your family and medical professionals.

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Only one offer per invoice. The Office Of Public Guardian (OPG) charge an additional £82 registration fee per LPA 

£150

Basic Will

  • Individual Basic Will £150
  • Couples "Mirror" Wills £200
£500

Will Trusts (Detailed Will)

  • Individual Will Trust £500
  • Couples "Mirror" Will Trusts £750
£250

Lasting Powers of Attorney

  • Individuals 1* LPA £250 2* LPA £350
  • Couples 2* LPA £350 4* LPA £550
£150

General Power Of Attorney

  • Property & Finance Power Of Attorney.
  • No registration, effective immediately
£35

Statement Of Wishes £35

  • Supports Wills, Trusts & LPAs
  • Add control, flexibility and clarity
£75

Severance of Tenancy (per property)

  • Converts 100% as Joint tenants into:
  • Tenancy in common (50/50).
£35

Advance Decision/ DNR/ Respect Form

  • Advance decision to refuse treatment.
  • Do not resuscitate etc.
£35Year

Professional Storage - per A4 Envelope

  • £2m insurance per document. Free access.
  • Registered with National Will Register.
£50

Home visits

  • 1st visit free CV, NN & LE Postcodes.
  • Standard charge £50 + £1 per mile.
£03 Years

Updates & Additions

  • Updates 40% discount.
  • Additions 20% discount.
  • Though running since 2013, this offer may be withdrawn or amended.

because its for them.

1

Quick Chat

Reach us through this website's contact form or call 07500 866 123 (remember 123 at the end). The first call is brief so we can answer any immediate questions and get an overview. We send a welcome pack and questionnaire to help you consider your needs. If returned before our first consultation, it will save you time and allow you to focus on what matters to you.

2

Personal consultation

We want to understand your story. We sit down with you (online or in person) to discover who you care about and what truly matters. With essential information about your assets and family situation, we listen to what you want. This is a mutual chat because you decide if you are happy to work with us.

3

Tailored advice

Your life isn’t a template, and neither should your Will or LPA be. We provide tailored information to guide you through the various options. Whether you need a simple Will or a more intricate solution, We ensure it aligns with your goals. We will never pressure or ask you to pay for anything you do not need or want. We listen, advise, and then you choose.

4

Will & LPA drafting

We then draft your documents carefully. They reflect whether you want to leave your wedding ring to your niece, your painting above the fireplace to your best friend, or a trust overseen by your brother-in-law to look after your child with specific needs. It could be a power of attorney because you have seen a loved one suffer by not having one. We pay attention to every detail, ensuring your wishes are accurately documented.

5

Trust in trusts

Sometimes, life gets intricate. Maybe you have a blended family or a cherished pet. You may wish to reduce a 40% Inheritance Tax burden for your beneficiaries. If a trust meets your needs, we will discuss this with you.

6

Helping you now

A common misconception is that this is all about what happens to “what you pass on when you pass on”. With three affordable options for Powers of Attorney, the benefits to you and your family start as soon as they are registered. We will help you to discuss the options with your family if required.

7

Quality & compliance

We ensure that your documents comply with all the latest legal requirements. We are qualified members of The Society of Will Writers and adhere to their code of conduct.

8

Storage and access

The original, hand-signed versions of Wills are the only legally recognised forms. Digital copies like scans and photocopies aren’t valid in court because they lack your signature. Partnering with National Will Safe to store Wills, Deeds & LPAs is a great way to ensure these important documents are kept securely and can be retrieved for free when necessary.

9

Ongoing support

We aim to be more than just Will writers; we strive to be your personal Will writers. This means we’re dedicated to updating your Will with regular reviews and adapting to life’s changes. We’re also committed to earning your trust, and we hope you’ll confidently recommend us to your friends and family.

  • Fern Wills & LPAs, 7 Fern Close, Rugby, UK
  • CV23 0UQ

Contact us form.


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Carers often worry about “What will happen in the future?” Despite this, not enough carers and those they care for take the relatively simple step of making a Lasting Power of Attorney (LPA). An LPA can be vital as it gives the carer the capacity to act in the best interests of the person they care for if they lose the capacity to make decisions for themselves.

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A H&W LPA gives authority to make decisions on your behalf, such as exercise, dietary requirements, medical or dental care, and decisions on life-sustaining treatment. Where the donor lives, i.e. relocation into a care home or sheltered accommodation.

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A P&F LPA allows the authority to make decisions on your behalf, such as Managing bank accounts, paying bills, claiming income and benefits, and buying, selling or repairing property.

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When creating Lasting Powers of Attorney, the people you choose to act on your behalf are called ‘Attorneys’. This article outlines key considerations in choosing attorneys.

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The importance of LPAs. An infographic from the Office of the Public Guardian.

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The certificate provider is crucial in establishing an LPA. This impartial individual safeguards the donor's interests by ensuring their understanding and willingness when creating the LPA.

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There are several options for paying the Office Of The Public Guardian (OPG) registration fees. This is a step-by-step walkthrough of the payment process.

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Understanding how Property & Finance LPAs work in relation to selling and buying property.

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A GPA can be an excellent alternative for someone who needs someone to make decisions for them immediately. There is no registration requirement, so the document is ready to use as soon as it has been properly signed.

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Do you feel lucky enough to gamble your house and life savings? Or are you going to call Fern Wills, talk it through over a cup of coffee and avoid the 8 most common errors in Wills and the 23 most common errors in LPAs?

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Court of Protection Deputyship and Power of Attorney are two different legal terms that you should be aware of. It's important to determine which one you actually need before you move forward with anything.

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The Office Of Public Guardian (OPG) estimates that approximately over 10,000 LPAs per month are completed incorrectly. Thousands more were found to have errors when they were attempted to be used.

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Where a client wants to provide for a beneficiary who is disabled, they may want to leave assets in a disabled person’s trust.

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20 potential scenarios outlining what could happen to your assets after your passing.

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Property Protection Trusts (PPTs) are among the most common. They are typically used by couples to ensure that a share of the home will ultimately pass to children while still protecting the surviving spouse's interests.

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An executor is someone appointed in a will to distribute the estate of the testator in accordance with the wishes set out in the Will. Quite often, this will mean drawing in assets and paying any debts and liabilities owed before being able to make any of the gifts set out in the Will.

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Ten common misconceptions about writing a Will.

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Do you feel lucky enough to gamble your house and life savings? Or are you going to call Fern Wills, talk it through over a cup of coffee and avoid the 8 most common errors in Wills and the 21 most common errors in LPAs?

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Working with a diverse range of professions, including IFAs, insurance and mortgage brokers, care workers, family counsellors, charities, and local interest groups, I am committed to providing a genuine, value-driven service that extends and enhances your existing offerings.

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Couples usually buy a property together as joint tenants, which means they both own the entire property, and the ownership automatically transfers to the surviving owner in case of one owner's death. If you want to gift your share of the home in your Will, you must change the ownership to tenants in common

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Consider the benefits of a free service as opposed to those that you paid for. This empowers you to make an informed decision and understand the true value of the services you're considering.

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The concept of ‘common law marriage’ is only a myth and has no legal basis. In the eyes of the law, you could have met online yesterday.

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I was talking with friends and the conversation came around to asking about trusts. So, even though this is oversimplified, I explained it like this.

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A Statement Of Wishes is a handy document you can prepare in addition to your will to provide extra guidance. There are so many uses for a Statement Of Wishes that we can’t list them all in one article, so we’ll focus on the most common uses for them:

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Offers and promotions may not be combined

10 Year Review

As a token of appreciation, we are offering a free review of all the documents that have been securely stored with Fern Wills & LPAs for 10 years or more. In addition, any updates or additional work required will be offered at a 50% discount. This offer is valid until July 31st.

3 Year review

To express our appreciation for your loyalty. If you have stored your documents securely with Fern Wills & LPAs for three years or more, you will receive a free review. Any updates and additional work will also be eligible for a 25% discount. This offer is valid until July 30th.

Mr & Mrs BC. Rugby
Limited Budget
     

"We thought a basic Will was enough but our daughter's specific needs exceeded our budget. Chris added the Trust for free instead of providing a Will that wouldn't match our needs. We're grateful and happy to recommend him."

Mr & Mrs SW. Rugby
Pending Operation
     

"My husband needed an operation but was nervous to discuss it. I booked the appointment and Chris made us feel at ease. He wrote and signed the Will within 48 hours."

MR CB. Rugby
New to area
     

I bought a house after a divorce. I needed a Will as my health wasn't great, and there were now a few people who I definitely did not want to inherit. I did not know anyone in the area, so he organised a Witness for me. Great Guy!

Mr BN. Coventry
Under Budget & honest
     

"I needed a Power of Attorney for my foreign property, but the solicitor's quote of £800 was too expensive. I got all the documents for myself, mother, & brother at a fair price. He is an honest person, and I recommend him to my family.

MRs TJ. Rugby
Need absolute confidentiality
     

"As a teen, I had a child but lost contact. I need to do right by them. I was helped to leave an inheritance confidentially."

Mr WJ. Market Harborough
Three changes to my Will
    

"I wrote my Will three times. After my wife died, my brother and I reconciled briefly, but we fell out again. I don't have much of value, but my medals and records are important. I gave Chris something when I updated my Will for the third time, but it probably didn't even cover the cost of his petrol. Thanks."

Mrs CC. Northampton
Guardianship & ex-husband
     

I have divorced my husband and definitely don't want him to have custody of our children or any more of our money. Chris explained a few strategies that would help to ensure that my children are protected.

Mrs MS. Leicester
Urgent LPA
     

"I got an LPA for my daughter to help me on bad days. We needed it urgently, so we got a General one for now. He called my son to explain. My daughter is relieved."

Ms. D. Lutterworth
OMG Common-law myth
     

I've been with my partner for 12 years, have three kids, and own a house in his name. I contribute to the mortgage and bills, but we found out that I would inherit nothing if something happened to him because we're not married. Also, he has no legal rights over the kids as his name isn't on the birth certificates. We sorted these issues out, but it was a wake-up call.

Christopher Watts MSWW/ CeMap

Private Client Consultant

I am a qualified member of The Society of Will Writers and Estate Planners (MSWW). I have worked in financial services since 2001 and Will Writing and Estate Planning since 2012. My life has been marked by significant personal loss, heightening my empathy, understanding and care for clients. I have extensive experience working with vulnerable clients. The best part of my job is knowing they have overcome their fears, concerns, and procrastination and have done something positive (often with plenty of laughs along the way).

Donna-Marie Smith LLB (Hons), Dip. Eng. Law, ASWW

Private Client Lawyer

I am an Associate of The Society of Will Writers (ASWW). This denotes advanced knowledge and experience in professionally drafting Wills, trusts, and powers of attorney since 2007. I have extensive experience guiding clients through probate. Every document I create is written to be simple, cost-effective, and best for my clients. The best part of my job is when I am able to make a significant difference to a client by simply changing one word or sentence. (new photo pending)

ensuring your rights, security and peace of mind

Terms of Business

Terms of Business

To ensure the highest professional and ethical standards, the following standard terms of business apply to all instructions accepted by Fern Wills & Trusts.

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Treating Customers Fairly (TCF)

Treating Customers Fairly (TCF)

We commit to offering customers the highest possible service standards and are pleased to support the Society of Will Writers ‘TCF principles.

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Privacy Policy

Privacy Policy

The privacy policy outlines how Fern Wills & LPAs may collect and use your data.

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Complaints Policy

Complaints Policy

If you are not satisfied with any aspect of our service, please bring your complaint to our attention as follows:

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Evidence Of Identity

Evidence Of Identity

For your information security, we verify every client's identity. Please provide an original passport or UK photo driving licence to copy and keep with your records. See the attached list of alternatives.

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Professional Indemnity & Public Liability Insurance

Professional Indemnity & Public Liability Insurance

Confirmation of £2.5m Professional Indemnity, and £5m Public Liability Insurance. (in addition to £2m storage insurance not shown)

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