Insurance Cover Summary (PI & PL)

Last verified: 7 January 2026 (England & Wales)

We take professionalism and client protection seriously. As part of our commitment to transparency, we provide a short insurance summary that confirms the key cover held by our business.

This is a summary for due diligence only. If you need the full policy schedule or additional confirmation for a specific purpose, please contact us and we will help.

What this cover is for

Professional indemnity insurance (PI) covers professional work and advice, including claims arising from negligence or error in the course of providing services.

Public and products liability insurance (PL) covers claims for accidental injury to people or damage to property in connection with business activities.

Key cover details (summary)

Insured: Plan C Plus Ltd (trading as Fern Wills & LPAs)

Insurer: Hiscox

Policy period: 19 February 2025 to 18 February 2026

Territory: United Kingdom and European Union

Professional indemnity (PI): £2,500,000 limit of indemnity (any one claim)

Public and products liability (PL): £5,000,000 limit of indemnity

If you require a confirmation letter, evidence of renewal, or the full policy reference for formal supplier onboarding or audit purposes, please get in touch and we can provide the appropriate details.

Download: Insurance Cover Summary (PDF)