Right to Occupy (RTO)

How a right-to-occupy trust can give someone a secure home for a time while keeping the property as an inheritance for your chosen beneficiaries.

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22 min read

Should your Will include a survivorship clause?

A practical guide to when survivorship clauses in Wills help, when they can backfire, and why they should not be added automatically

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24 min read

Right to Occupy or Discretionary Trust: Which Is Better?

A plain-English comparison of a Right to Occupy, a Discretionary Trust and a direct gift with a Letter of Wishes, balancing housing security, flexibility and inheritance-tax opportunity.

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28 min read