Transparent, upfront, fixed pricing. Written quotes & invoices in advance. No VAT Priced for value, service & excellence, not mediocrity. We don't give advice or sales. We present you with options, facts and our opinion on them. You choose based on your own requirements. 

Standard Will

£300
  • Individual £300 - Couples "Mirror" £450
  • A standard Will includes.
  • Gifts of cash, valuables, assets, furniture, cars & property
  • Gifts to charity
  • Appoint Principal & Reserve Guardians to raise minor children
  • Includes a bereaved Minors Trust (under 18s)/ Young Persons Trust (under 25s) (if required)
  • Appoint Principal & Reserve Executors
  • Funeral wishes & organ donation
  • Make provision for pets
  • Name principal & backup beneficiaries

Protection Packages

£750
  • All protection package prices have been rounded down, encouraging you to choose based on the best for you, not price. Each option includes at no extra charge:
  • 1) A Standard Will,
  • 2) Severance of tenancy and registration with the Land Registry (if required).
  • 3) Letter of Wishes (if required)
  • 4) Visual Will (simplified diagram) Subject to availability
  • IMPORTANT NOTE: Fern Wills & LPAS does not manage or register trusts. Nor do we act as a trustee. This ensures our impartiality. Our role ends with drafting the trust into the will. Over the last 15 years, we have worked with some exceptional trustees and would be happy to introduce you to them. Once a trust is activated, there are associated costs. Trustees can conduct much of the work themselves or appoint trusted professional assistance. Clients are always welcome to call and ask for guidance.

Property Protection Package

£750
  • Individual £750 - Couples £1100
  • Collectively known as Property Protection Trusts (PPT). These safeguard a partner's right to live in the home while preserving its value for beneficiaries, such as children or stepchildren. They also offer protection against potential loss of assets due to remarriage and possible future financial obligations. When the life interest ends, the property is passed to the beneficiaries and qualifies for inheritance tax (IHT) and the residence nil rate band (RNRB) £175,000 allowances.
  • A) Right To-Occupy (RTO) - gives someone the right to occupy/ live in one of your properties. You can specify within this clause if this arrangement is for a set time or event, or usually for the rest of the person’s life.
  • B) Property Life Interest Trust (PLIT)—as above, plus it allows the life tenant to have potential rental income, surplus income, and the option to move or downsize.

Family Protection Package

£750
  • Individual £750 - Couples £1100
  • Ensure that beneficiaries, usually spouses, children or vulnerable adults, are cared for if a partner or parent passes away. Trustees manage the funds like a spouse/ parent would, providing considered access to essential resources rather than distributing them too early or too late.
  • C) Discretionary Trust (DT) - extra guidance for those under 25, with protection needs or in relationship instability, receiving an inheritance.
  • D) Nil Rate Band Discretionary Trust (NRBDT) - Save IHT for unmarried couples/ Widows / estates between £2m- £3m.
  • E) Vulnerable/ Disabled Trust (VPT) - Protection and support for vulnerable/ disabled beneficiaries whilst maximising means-tested benefits.
  • F) Life Interest Trust - (LIT) protect all assets and multiple gifts (if required), then passes to children directly at the end of the trust. (High protection and auto RNRB inheritance tax savings)

Modern Family Package

£750
  • Single £750 - Couples £1100
  • G) Flexible Lifetime Interest Trust (FLIT). These are the ultimate Will Trusts designed to navigate the complexities of modern family structures (previous partners and parents of children). They combine the strengths of Property Protection Wills and Family Protection Wills, offering a tailored blend that provides protection and flexibility.
  • This trust offers the most flexibility and control over assets, IHT mitigation, and discretion for Trustees. It includes all options for the PLIT and FLIT plus a discretionary trust on the second death. This trust allows for considered manual Potentially Exempt Transfers (PET 7yr rule), the option to transform into any other Trust (if Required), and maximum flexibility for the surviving spouse.
  • Maximum flexibility & Protection though more ongoing costs. Better for estates over £750k or where individual needs dictate.

Additional Trusts

£150
  • Additional trusts can be added to any package to tailor to your exact requirements.
  • £150 if added to a package or £400 added to a basic Will.
  • - Vulnerable/ Disabled Person Trust (VPT)
  • - Discretionary Trust (DT)
  • - Nil Rate Band discretionary trust (NRBDT)

Letter Of Wishes

£50
  • Supports Wills, Trusts & LPAs
  • Add control, flexibility and clarity
  • Saves re-writes and family disagreements
  • Word.doc copy also provided for unlimited free self-updates

Home visit

£0
  • 1st visit is free (CV, NN & LE Post codes)
  • 2nd visit £2 per mile from the closest office.
  • Rugby. CV23 0UQ or Welford. NN6 6HN
  • Waived if opting for a paid, professional Witnessing or Certification

Property Services

£100
  • £0 Land Registry searches and copy of Title Deed
  • £100 Mutual severance to Tenancy in Common (50/50)(70/30 etc)
  • £150 Unilateral severance
  • £100 Register Death of Joint Proprietor

Declaration Of Trust

£1000
  • Initial consultation and guidance regarding options.
  • Drafting the document.
  • Engaging specialist solicitors who will complete the request.
  • Prices include VAT charged by the solicitors.
  • Can be expressed to meet completion dates.

Express Turnaround

£75
  • 1) 3 days (15 days Standard) from complete instruction to draft
  • 2) 3 days (15 days standard) from paid invoice & approved draft to final documents
  • 3) Express service: Faster turnaround in case of medical/operations/holidays/ divorce etc. £75
  • *Timescales are subject to all information being provided by the client.

Copy documents

£35
  • Emailed attachment copies of Wills £0
  • Additional Watermarked copy of Wills & LOW £35 (Free with Storage)
  • Death certificate concerning a case £35
  • Old Will and or grant of probate concerning a case £35

Advance Decision/ DNR/ Respect Form

£100
  • Advance decision to refuse treatment
  • Do not resuscitate etc.
  • To be registered with your doctor
  • Supports Health & Welfare LPA, to further guide attorneys.

Review/ Updates

£0
  • Free review of wills & powers of attorney
  • Update to Fern documents at 25% discount from the current published prices.
  • Since 2013: The offer may be withdrawn or amended.